Right, let’s start with the obvious one - petrol prices absolutely taking the piss again. Thanks to the Iran war and the Strait of Hormuz drama, oil prices are climbing, and guess who gets shafted? Every Kiwi with a car. You fill up your tank and suddenly it’s a $150 emotional event.

Doesn’t matter if you’re commuting, doing the school run, or just trying to pop to the dairy - you’re now budgeting like petrol is some sort of premium lifestyle choice. It goes up instantly when oil rises, but somehow never seems to come back down properly once the panic has passed.